1. Introduction
These Terms & Conditions outline the rules and responsibilities associated with accessing and using this website, which provides educational information about Financial Planning & Management in Canada. By visiting or interacting with the website, you agree to use it in accordance with these terms. The purpose of this document is to promote clarity, transparency, and responsible online behaviour. All information on the site is provided in good faith and is intended solely for general educational purposes. Users are encouraged to review these terms periodically to remain informed of any updates.
2. Nature of the Content
The website offers general, informational material related to financial planning, budgeting, and management.
All content is created to educate and increase awareness of responsible financial practices.
The information provided does not constitute professional advice or personalised recommendations.
Visitors should evaluate any information presented and seek independent professional guidance when making personal or business financial decisions. We make every reasonable effort to ensure the accuracy of published content, but cannot guarantee that it will always remain current or error-free.
3. User Responsibilities
Users agree to access and use the website only for lawful and informational purposes.
You must not attempt to interfere with the site’s operation, introduce malicious code, or engage in activities that compromise data integrity or security. All visitors should respect the intellectual property rights of the website’s authors and contributors. Any copying, redistribution, or modification of materials is permitted only for personal and non-commercial use, provided that the original context remains unchanged. Users are expected to maintain respectful communication in any submitted forms or correspondence.
4. Intellectual Property
All text, graphics, and other materials published on this website are protected under applicable Canadian intellectual property laws.
Reproduction or redistribution of any part of the website’s content, whether in digital or printed form, must include proper attribution. Logos, icons, and design elements are for visual representation only and cannot be reused without written consent. Educational summaries, tables, and diagrams may be cited or referenced for informational purposes with clear acknowledgment of their origin. We reserve the right to update or remove materials at any time to maintain accuracy and relevance.
5. Website Availability
We strive to ensure continuous and reliable access to this website.
However, temporary interruptions may occur due to maintenance, updates, or technical issues.
Reasonable efforts will be made to restore service promptly if disruptions occur.
We cannot be held responsible for any indirect effects or inconvenience caused by temporary unavailability.
Visitors are encouraged to refresh or revisit the website periodically to access the most recent content.
6. External Links
This website may include links to external sources or references for educational context.
These links are provided solely for informational purposes and do not imply endorsement or affiliation.
We do not control or assume responsibility for the accuracy, security, or content of external sites.
Users should review the privacy and terms policies of those websites independently before interacting with them.
All external references are selected with care to maintain educational value and user safety.
7. Limitation of Liability
The website and its operators are not responsible for any direct or indirect consequences arising from the use or reliance on information found here. All content is intended for general education and should not replace individual consultation with qualified professionals. We make every reasonable effort to maintain the quality and reliability of materials but cannot guarantee completeness or applicability in all circumstances. Use of the website and its resources is entirely voluntary and at the user’s discretion. No warranties, express or implied, are provided regarding specific results, financial gains, or performance outcomes.
8. Privacy and Data Handling
All personal information collected through forms or other interactions is managed in accordance with our Privacy Policy and Cookie Policy. We process user data only as described in those policies and ensure that security and confidentiality are prioritised. No personal information is sold, transferred, or disclosed for marketing purposes. By continuing to use the website, visitors acknowledge their understanding of how data is processed for communication and functionality purposes. You may contact us directly to request clarification about how information is managed.
9. Policy Updates and Acceptance
These Terms & Conditions may be revised from time to time to reflect changes in regulations, technology, or the scope of website content. Updates will be published on this page, and the revision date will be clearly indicated. Continued use of the website after an update implies acceptance of the new terms. We recommend reviewing this section periodically to remain aware of current conditions of use. All modifications are intended to preserve transparency and maintain a fair, user-friendly environment.
10. Contact Information
If you have questions about these Terms & Conditions or need clarification regarding their application, please contact us using the details below:
Address: 33 Isabella St, Toronto, ON M4Y 2P7, Canada
Phone: +1 416-929-5900
Email: contact@iratarienti.com
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